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Finance·myloans.ai

MyLoans

MyLoans.ai offers AI-driven financial guidance for graduate students managing student loans, with personalized repayment plans and a free calculator.

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Risk Score
Medium
5/10

Independent assessment across data handling, compliance, security and transparency.

Risk factors

3
  • Processes sensitive financial data.
  • Cloud-based with potential third-party data sharing.
  • No opt-out for training on user data.

Recommendations

5
  • Individual-use only; do not integrate with enterprise systems
  • Avoid submitting full financial profile without reviewing privacy policy
  • Treat recommendations as informational only
  • Require SOC 2 and GLBA posture before any institutional pilot
  • Prefer established financial advisors for advice

Data handling

Storage
Not publicly documented
Retention
Not publicly documented
Training on inputs
Not publicly documented

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